Raphael Stachowitz-Wörner is an independent lawyer and owner of the law firm RW Law, which specializes in private and corporate insurance law. In his legal practice, he advises in particular on property and personal insurance, but also on cyber and D&O insurance as well as on liability law issues in connection with digital business models. One of the focal points of his work is the liability and insurance law consequences of the use of digital and AI-based systems. He analyses what happens when automated decisions, data-driven processes or AI-supported applications lead to financial losses, organizational failure or personal liability of decision-makers. The focus is on the ex-post perspective of the use of AI, i.e. what legal and economic consequences arise if damage occurs despite governance and compliance structures, what responsibility management and organization have in the selection, introduction and monitoring of AI systems and to what extent existing insurance models, in particular cyber and D&O insurance, are effective or reach structural limits in view of new risk constellations. As an ambassador, he brings a liability law and risk-oriented perspective to the discourse on artificial intelligence and supplements technical and compliance-related approaches with the often neglected dimension of the reality of damage, liability distribution and coverage.